Legal

Disclosures

Important Information About Our Services

Effective Date: August 25, 2026

254 Financial Group provides insurance and financial planning services designed to help individuals, families, and business owners evaluate their financial protection and planning needs.

The information presented on this website is provided for general educational and informational purposes. It is not intended to constitute personalized financial, investment, tax, accounting, or legal advice.

Individual circumstances vary, and insurance products, coverage, costs, benefits, eligibility, and availability depend on factors including the applicant's circumstances, underwriting, the insurance carrier, and applicable state requirements.

Insurance Products & Recommendations

254 Financial Group may offer or recommend insurance products from multiple insurance carriers. We may receive compensation, including commissions, from insurance carriers when a policy is purchased.

The availability of a particular product or carrier may vary by state, licensing requirements, eligibility, and individual circumstances.

No particular insurance product or coverage amount is guaranteed to be available to every individual.

Insurance policies are contracts. The policy, application, riders, and other applicable contract documents issued by the insurance carrier govern the actual terms, conditions, exclusions, limitations, and benefits of coverage.

Compensation

254 Financial Group and its licensed insurance professionals may receive compensation from insurance carriers when insurance products are purchased.

Where fees are charged to a client, applicable compensation and fee disclosures will be provided as required by law.

Washington insurance regulations require specific written disclosures when an insurance producer charges a fee and receives compensation in connection with an insurance transaction.

Financial & Retirement Information

Information about retirement planning, wealth building, annuities, Indexed Universal Life (IUL), and other financial strategies is provided for educational purposes.

References to potential benefits, growth, income, tax treatment, or other financial outcomes should not be interpreted as guarantees. Results depend on individual circumstances, product terms, market conditions, and other factors.

Past performance, where referenced, does not guarantee future results.

Annuities and Life Insurance

Annuities and life insurance are different financial products with different features, costs, risks, and benefits. Not every product is appropriate for every person.

Any recommendation should be evaluated based on your individual goals, financial circumstances, risk tolerance, time horizon, and needs.

Educational Resources

Our guides, checklists, articles, worksheets, and other resources are intended to help you understand financial and insurance concepts and prepare for conversations with a licensed professional.

They are not a substitute for individualized professional advice.

No Guarantee of Results

We do not guarantee that any particular insurance, retirement, wealth-building, or financial planning strategy will produce a specific result.

Financial outcomes depend on many factors, including individual circumstances, product terms, economic conditions, and decisions made over time.

Licensing

Insurance solicitation, selling, and negotiation activities are conducted by appropriately licensed insurance professionals. Insurance producers must be licensed in the jurisdictions where they conduct applicable insurance activities.

Washington License Information

254 Financial Group

254 Financial Group operates as an insurance agency licensed to transact insurance business in the State of Washington. Insurance activities are conducted by licensed insurance producers appointed with applicable insurance carriers.

Individual agents may hold licenses in different states and may not be licensed to offer every product or service in every state.

Third-Party Links & Services

Our website may contain links to third-party websites, platforms, or services. These are provided for convenience and informational purposes.

254 Financial Group does not control and is not responsible for the content, availability, privacy practices, or policies of third-party websites or services.

Speak With an Agent

Financial decisions are personal. Before purchasing an insurance product or implementing a financial strategy, we encourage you to speak with a licensed 254 Financial Group agent about your individual circumstances and goals.

254 FINANCIAL GROUP

10233 132nd St E, STE 101

Puyallup, WA 98374

+1 (253) 220-4658

bilha@254financialgroup.com