A multigenerational Black American family at home

254 FINANCIAL GROUP

Protect What Matters. Build What's Next.

You didn't get here by accident. The life you've built took years of discipline, sacrifice, and hard decisions, it deserves a plan.

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Our Approach

Financial Planning, Made Personal.

No two families are the same. So why should their financial plans be?

We start by listening, not selling. Before we recommend a single solution, we take time to understand your goals, your priorities, and the future you're working toward.

Because a financial plan that reflects your actual life doesn't just protect your money. It gives you the clarity to make every decision that comes next.

Solutions

Solutions for Every Stage of Life

A multigenerational family together at home

Family Protection

Give the people you love a safety net for the moments no one sees coming.

A retired couple walking on the beach at sunset

Retirement & Wealth

Build wealth today so tomorrow takes care of itself.

A doctor reassuring a patient in a bright clinic

Health Protection

Coverage that protects your health and your finances at the same time, because a crisis shouldn't cost you both.

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Legacy Planning

Leave behind more than what you've saved. Leave behind clarity, security, and peace of mind.

Start Your Estate Plan
A small business owner standing in their workshop

Business Solutions

Protect what you've built. Prepare for what's coming next.

A college graduate celebrating with parents on campus

Education Planning

Turn today's dreams for your children into tomorrow's paid-for opportunities.

Our Partners

The carriers behind your coverage.

As an independent brokerage, we work with a broad network of highly rated national carriers, so your plan is chosen on merit, not on what one company happens to sell.

Logos of partner insurance carriers including Americo, Aetna, AIG, Global Atlantic, National Life Group, Gerber, Transamerica, F&G, Oxford Life, Royal Neighbors of America, Athene, Foresters Financial, Mutual of Omaha, John Hancock, Columbian Financial Group, Prosperity Life Group, North American, American-Amicable, ReliaShield and Guardian Wealth Strategies
Bilha Wachira, Founder & CEO of 254 FINANCIAL GROUP

Guided by Purpose. Driven by People.

254 Financial Group was founded on a simple belief.

254 Financial Group was founded by Bilha Wachira on a simple belief: financial planning should be personal, understandable, and built around the people it serves, not the products being sold.

That belief has since helped thousands of families protect what they've built, prepare for the unexpected, and move forward with clear, confident plans; earning industry recognition for excellence along the way.

Meet Our Founder

Real Stories

Real stories. Real peace of mind.

"Bilha took time to explain everything in a way we could understand. We didn't feel pressured; we felt cared for."

"For the first time, we felt like someone truly understood the challenges immigrant families face. She helped us create a plan that protects our future."

"Working with 254 FINANCIAL GROUP gave us confidence that our children and our family back home would be protected no matter what happens."

Your Future Deserves a Plan.

Every milestone starts with one decision.

Whether you're starting your financial journey or shaping the legacy you'll leave behind, we're ready to help you take the next step.